After a storm hits Hardy, getting a proper inspection is critical. Most insurance policies in IA have a 12-month filing window for storm claims. Hardy Roofing & Maintenance provides free inspections, thorough documentation, and handles the claim process so nothing slips through the cracks.
Our Storm Damage Repair Process
Damage Assessment
Our HAAG-trained inspector documents everything the insurance adjuster needs: hail hit density, impact severity, functional vs. cosmetic damage classification, and affected areas by slope. This level of documentation is why our claims get approved.
Claim Documentation
Don't call your insurance company cold. Let us inspect first so the claim includes complete documentation from day one. Incomplete initial filings lead to underpayment. We file it right the first time.
Meet the Adjuster
Hardy Roofing & Maintenance sends an inspector to every adjuster meeting. We make sure nothing gets overlooked and that the scope of work covers all damage, not just the most visible areas. If the estimate comes in low, we supplement.
Quality Restoration
Insurance-approved repairs done by manufacturer-certified crews. Same quality materials and installation standards as any other Hardy Roofing & Maintenance job. Your storm-restored roof gets the same warranty as a standard replacement.
What Hardy Customers Say
"We called expecting to wait days, but they were here the same afternoon. Fair pricing, quality work, and they kept us informed every step of the way."
"From the first phone call to the final walkthrough, everything was seamless. The team was courteous and efficient. Already recommended them to two friends."
"After getting several quotes, these guys stood out with their honesty and knowledge. No pressure, just straightforward advice and excellent workmanship."
Why Choose Hardy Roofing & Maintenance for Storm Damage Repair?
Every Carrier Accepted
State Farm, Allstate, USAA, Liberty Mutual, Farmers, Nationwide. We work with every major insurance carrier in IA.
24-Hour Emergency Response
Storm damage can't wait. Our Hardy crew tarps exposed areas within 24 hours to prevent secondary water damage while the claim is processed.
No Upfront Payment on Claims
We don't ask for money upfront on insurance jobs. You pay your deductible after the work is complete. Your insurance carrier pays the balance directly.
Local Company, Local Reputation
20+ years in Hardy. We're not storm chasers from out of state. We live here, work here, and back our warranties because we're not going anywhere.
About Our Hardy Storm Damage Repair Services
We work with every major insurance carrier in IA: State Farm, Allstate, USAA, Liberty Mutual, Farmers, Nationwide, and more. Our supplement team knows Xactimate line items and fights for full replacement when your roof qualifies. If the initial estimate seems low, we document additional damage and resubmit.
If your insurance claim gets approved, we do the work at the insurance-agreed price. You pay your deductible. That's it. If additional damage is found during the repair that wasn't in the original scope, we supplement the claim with documentation before proceeding.